Auto Loan Rates
Auto Loan Rates for New & Used Cars and Trucks
APR* As Low As:
- Up to 24 months 4.50%
- 25 to 36 months 5.00%
- 37 to 48 months 5.25%
- 49 to 60 months 5.50%
- 61 to 72 months 6.00%
- 73 to 84 months 7.00%
Rates apply to new and used vehicles, or a refinanced auto loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.
**Annual Percentage Rate. Advertised rate is “as low as” and is determined by the creditworthiness of each applicant. Rates subject to change without notice. Rates are for new ONE Credit Union loans; current ONE Credit Union loans are not eligible for rate refinancing. At 4.50% APR with a 24-month term, you will make 24 monthly payments of $44.00 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.
*73-84 month term is for vehicles 4 years old or newer and for loans of $25,000 or more.
New & Used Recreational Vehicles
APR* As Low As:
- Up to 24 months 5.00%
- 25 to 36 months 5.50%
- 37 to 48 months 5.75%
- 49 to 60 months 6.25%
- 61 to 120 months 7.25%
- 121 to 180 months 7.75%
*Annual Percentage Rate. Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. At 5.00% APR with a 24-month term, you will make 24 monthly payments of $44.00 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.
Make Your New Ride Affordable with Our Auto Loan Rates
Whether you’re looking for new car loan rates, used car loan rates or RV loan rates, ONE Credit Union can help you get the terms and auto loan rates that make sense for your budget.