Auto Loan Refinancing

Car loan refinancing means more money in your pocket. Lower car payments are just a phone call away.


Paying your loan has never been easier! With MessagePay, alerts go right to your phone.

Summertime Loans

It’s the perfect time to enjoy the season. Get an outstanding rate on a terrific loan this summer.

Free Checking Accounts

With a OCU account, check deposits are as quick as taking a picture, & cash is close with 55,000+ surcharge free ATMs.

Home Equity Line of Credit

A Home Equity Line of Credit offers the convenience of cash when you need it.

Rewards Visa Credit Card

Earn rewards with every purchase.

Proudly Serving Erie County Since 1933

ONE Credit Union is the oldest credit union in Erie County. Membership is open to any person who either lives, works, worships or goes to school in Erie County, New York.