Personal Loan Rates

Personal Lifestyle Loan Rates

APR* As Low As:

Up to 24 months 6.00%
25 to 36 months 6.50%
37 to 48 months 7.00%
49 to 60 months 7.50%
61 to 72 months 8.00%

*APR = Annual Percentage Rate. Advertised rate is “as low as” and is determined by the credit-worthiness of each applicant. Rates are subject to change without notice. Rates are for new OCU loans, current OCU loans are not eligible for refinancing. At 6.00% APR you will make 24 monthly payments of $45 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.

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*OCU has the right to change any rate without prior notification. Rates effective as of 05/06/2021.

Proudly Serving Erie County Since 1933

One Credit Union of New York is the oldest credit union in Erie County. Membership is open to any person who either lives, works, worships or goes to school in Erie County, New York.

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