Personal Banking
Free Checking Account
Get a checking account that’s convenient and free – as it should be. We have no minimum balance requirements, and no maintenance fees.
Savings Account
From a savings account with monthly dividends, to easy ways to save for holiday shopping or something specific, start saving today.
Term Share Certificate
Our term share certificates offer competitive interest rates, empowering you to grow your savings faster and lock in your rate for a set term.
IRA
What do you want to do when you retire? Our IRAs make it possible. The sooner you start, the more you can afford to do when you retire.
Online Banking
Convenient, secure online and mobile banking. See what’s in your account, transfer funds and do more with our app or online banking.
Visa Debit Card
Buy what you need with the flexibility of our Visa debit cards; plus, get convenient access to cash from our 55,000+ ATMs nationwide.
Prepaid Cards
Our prepaid cards are great gifts, and are ideal for covering expenses when traveling. Explore the possibilities here and get started.
Direct Deposit
Enjoy the convenience of direct deposit. We make it easy to get your paycheck automatically deposited to your OCU checking account.
Mobile Wallet
You can now set up your OCU Visa debit card with mobile wallet, making payment as easy as pulling out your phone.