Savings Account Interest Rates
Share Secured Loan Rates
The rate is 3% above Annual Percentage Yield on the account used to secure the loan.
Savings & Share Certificate Rates
*Minimum balance required to earn the advertised Annual Percentage Rate yield is $500.
Regular Shares
| Dividends | Effective Date | Rate | APY | Dividend Compounding Frequency |
|---|---|---|---|---|
| Share Savings / IRA Share Accounts | 1/1/21 | 0.05% | 0.05% | Monthly |
| Share Draft Checking / Transaction Account | 9/1/09 | 0.00% | 0.00% | Monthly |
| Holiday Club / Goalsetter Club | 1/1/21 | 0.05% | 0.05% | Monthly |
| Balance Requirements | Minimum Opening Balance | Minimum Balance to Earn APY | Balance Method |
|---|---|---|---|
| Share Savings / IRA Share Accounts | $25.00 | $25.00 | Daily Balance |
| Share Draft Checking / Transaction Account | None | Daily Balance | |
| Holiday Club / Goalsetter Club | $5.00 | $25.00 | Daily Balance |
ONE Credit Union has the right to change any rate without prior notification. Effective Date: 01/01/2021
Certificates
(Minimum deposit $500.00) Substantial penalty for early withdrawal could reduce earnings on the account.
| Share Certificate and IRA Certificate | Rate | APY |
|---|---|---|
| 6-month | 4.00% | 4.00% |
| 1-year | 4.25% | 4.25% |
| 2-year | 3.00% | 3.00% |
| 3-year | 3.00% | 3.00% |
| 4-year | 3.00% | 3.00% |
ONE Credit Union has the right to change any rate without prior notification. Effective Date: 04/11/2023
Overdraft Line of Credit
- APR* as low as 11.50%.
- Maximum line $3,000.
Get More from Your Savings with ONE Credit Union’s Savings Account Interest Rates
If you’re looking for a savings account near Buffalo, NY, look no further than ONE Credit Union.
We offer generous savings account interest rates. In addition, our savings account interest rates are great for the type of savings account that makes sense for you.
Start Saving and Take Advantage of Our Savings Account Interest Rates
If interested in opening any of the above types of savings accounts…