Savings Account Interest Rates
Share secured Loan Rates
The rate is 3% above Annual Percentage Yield on the account used to secure the loan.
Savings & Share Certificate Rates
*Minimum balance required to earn the advertised Annual Percentage Rate yield is $500.
Regular Shares
| Dividends | Effective Date | Rate | APY | Dividend Compunding Frequency |
|---|---|---|---|---|
| Share Savings / IRA Share Accounts | 2/1/25 | 0.10% | 0.10% | Monthly |
| Share Draft Checking / Transaction Account | 9/1/09 | 0.00% | 0.00% | Monthly |
| Holiday Club / Goalsetter Club | 2/1/25 | 0.10% | 0.10% | Monthly |
| Balance Requirements | Minimum Opening Balance | Minimum Balance to Earn APY | Balance Method |
|---|---|---|---|
| Share Savings / IRA Share Accounts | $25.00 | $25.00 | Daily Balance |
| Share Draft Checking / Transaction Account | None | Daily Balance | |
| Holiday Club / Goalsetter Club | $5.00 | $25.00 | Daily Balance |
ONE Credit Union has the right to change any rate without prior notification. Effective Date: 2/1/2025
Certificates
(Minimum deposit $500.00) Substantial penalty for early withdrawal could reduce earnings on the account.
| Share Certificate and IRA Certificate | Rate | APY |
|---|---|---|
| 6-month | 3.50% | 3.557% |
| 1-year | 3.50% | 3.557% |
| 2-year | 3.00% | 3.069% |
| 3-year | 3.00% | 3.069% |
| 4-year | 3.00% | 3.069% |
ONE Credit Union has the right to change any rate without prior notification. Effective Date: 04/11/2025
Overdraft Line of Credit
- APR* as low as 11.50%.
- Maximum line $3,000.
Start Saving and Take Advantage of Our Savings Account Interest Rates
If interested in opening any of the above types of savings accounts…
