Personal Banking

Get a checking account that’s convenient and free – as it should be. We have no minimum balance requirements, and no maintenance fees.

From a savings account with monthly dividends to easy ways to save for holiday shopping or something specific, start saving today.

Our term share certificates offer competitive interest rates, empowering you to grow your savings faster and lock in your rate for a set term.

What do you want to do when you retire? Our IRAs make it possible. The sooner you start, the more you can afford to do when you retire.

Convenient, secure online and mobile banking. See what’s in your account, transfer funds, and do more with our app or online banking.

Buy what you need with the flexibility of our Visa debit cards; plus, get convenient access to cash from our 55,000+ ATMs nationwide.

Our prepaid cards are great gifts and are ideal for covering expenses when traveling. Explore the possibilities here and get started.

Enjoy the convenience of direct deposit. We make it easy to get your paycheck automatically deposited into your OCU checking account.

You can now set up your ONE Credit Union Visa debit card with a mobile wallet, making payment as easy as pulling out your phone.