Auto Loan Refinancing

Car loan refinancing means more money in your pocket. Lower car payments are just a phone call away.

Core System Conversion

Thank you for your patience while we updated our core banking system. We are up and ready to go! If you need help getting into the new online banking or our mobile app you can call 833-679-3243 for support.

Auto Loan Promotional Rate

Now is the best time to apply for an auto loan. For a limited time rates are as low as 1.99% APR*.
Apply now.

Home Equity Line of Credit

Limited Time Offer. Apply for a 3.0% APR for the first year and no closing costs* on a Home Equity Line of Credit.

Free Checking Accounts

With a OCU account, check deposits are as quick as taking a picture, & cash is close with 55,000+ surcharge free ATMs.

CardValet®

CardValet® simplifies managing your finances with debit card security features, easy budget setting and more.

Rates

Getting the best deal on loans and savings accounts starts here. Our low interest rates offer payments that fit your budget.

Visa Credit Card

Enjoy the full buying power of a Visa® credit card with no hidden fees. At OCU, you get a 25 day interest free grace period.

Loans & Credit Cards

At One Credit Union of New York, it’s our mission to make your ambitions possible. We make dreams affordable.

Proudly Serving Erie County Since 1933

One Credit Union of New York is the oldest credit union in Erie County. Membership is open to any person who either lives, works, worships or goes to school in Erie County, New York.

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