Auto Loan Refinancing

Car loan refinancing means more money in your pocket. Lower car payments are just a phone call away.

Home Equity Line of Credit

A Home Equity Line of Credit offers the convenience of cash when you need it.

Free Checking Accounts

With a OCU account, check deposits are as quick as taking a picture, & cash is close with 55,000+ surcharge free ATMs.

Online Banking

Bank on the go with our mobile app!

Great Rates

Getting the best deal on loans and savings accounts starts here. Our low interest rates offer payments that fit your budget.

Visa Credit Card

Enjoy the full buying power of a Visa® credit card with no hidden fees. At OCU, you get a 25 day interest free grace period.

Proudly Serving Erie County Since 1933

One Credit Union of New York is the oldest credit union in Erie County. Membership is open to any person who either lives, works, worships or goes to school in Erie County, New York.