Auto Loan Refinancing

Car loan refinancing means more money in your pocket. Lower car payments are just a phone call away.

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Home Equity Line of Credit

Limited Time Offer. Apply for a 3.0% APR for the first year and no closing costs* on a Home Equity Line of Credit.

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Free Checking Accounts

With a OCU account, check deposits are as quick as taking a picture, & cash is close with 55,000+ surcharge free ATMs.

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Online Banking

Bank on the go with our mobile app!

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Great Rates

Getting the best deal on loans and savings accounts starts here. Our low interest rates offer payments that fit your budget.

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Visa Credit Card

Enjoy the full buying power of a Visa® credit card with no hidden fees. At OCU, you get a 25 day interest free grace period.

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One Credit Union of New York

Since 1933, we’ve been there for our neighbors in the Buffalo, NY area. From free checking accounts that make your life a little easier with mobile and online banking, to planning for a brighter tomorrow with savings accounts and IRAs, we’re here for what life brings you today and tomorrow. Everyone wants to make the most out of life, and we help make it possible with auto loans, home equity loans, credit cards and more.

Experience the Difference at One Credit Union of New York

Savings Account Near Buffalo Ny From Buffalo Service Credit Union

At One Credit Union of New York, we make decisions with your best interest in mind. We’re owned by our members, people like you who have accounts or loans with us. That means that we answer to you — not stockholders.

Our members can take advantage of our competitive HELOC rates and auto loan rates with affordable monthly payments. Interested in opening an account or applying for a loan or credit card? One Credit Union of New York makes it quick and easy.

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Proudly Serving Erie County Since 1933

One Credit Union of New York is the oldest credit union in Erie County. Membership is open to any person who either lives, works, worships or goes to school in Erie County, New York.

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