Get a Low-Cost RV Loan
Whether you’re looking for your next adventure or next vehicle, a OCU RV loan offers lower RV loan rates and term options to fit your lifestyle.
New & Used Recreational Vehicles
APR* As Low As:
- up to 24 months 4.25%
- 25 to 36 months 4.75%
- 37 to 48 months 5.00%
- 49 to 60 months 5.50%
- 61 to 120 months 6.50%
- 121 to 180 months 7.00%
Rates apply to new and used boats, RVs or motorcycles, or a refinanced loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.
*Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. For RV Loans with terms up to 36 months, the APR is 4.75%. For terms from 37 to 120 months, check out Rates page. Rates are subject to change without notice. At 4.25% APR with a 24-month term, you will make 24 monthly payments of $43.55 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.
Discover how we can work with you and your budget to get you an affordable RV loan.
RV Loan: Campers, Motorcycles, Boats & More
OCU offers RV loans for a wide range of recreational vehicles. You’ll receive great rates and a choice of comfortable repayment terms for:
- Jet skis
Already Have an RV Loan? Refinance with OCU & Get More Manageable Payments
If you already have an RV loan at a higher-interest rate from another lender, we’ll be happy to help you with refinancing to help lower your payment.
To discuss your RV loan refinancing options…
You May Be Surprised By Just How Affordable Our RV Loans Are
Use our calculator to determine your monthly payments.