*APR = Annual Percentage Rate. Advertised rate is “as low as” and is determined by the credit worthiness of each applicant. Rates are subject to change without notice. Rates are for new ONE Credit Union loans, current ONE Credit Union loans are not eligible for rate refinancing. At 6.50% APR you will make 24 monthly payments of $45 per $1,000 of the loan. **Not all loans qualify for 72 months. Please use our payment calculator for specific payment estimates.