Get Auto Loan Rates You Can Afford

If you’ve been putting off making the move to a new vehicle, OCU is here to help make it more affordable with a limited time offer on auto loan rates.
For a limited time, you can get an auto loan with a rate as low as
1.99% APR*
(all rates are “as low as”)
Up to 24 months 1.99%
25 to 36 months 2.29%
37 to 48 months 2.49%
49 to 60 months 2.49%
61 to 72 months 2.99%
73 to 84 months 4.25%
Auto Loans from OCU:
- For new, used or refinanced
- Easy Online Application
- Available to OCU Members
Not a OCU Member Yet? Not a Problem!
Becoming a member of One Service Credit Union is easy. Anyone who lives, works, worships or goes to school in Erie County is eligible.
If You’re Thinking “Can I Really Afford This?” We Can Help

You won’t want to miss this opportunity to get a low auto loan rate.
However, we understand that budgeting can get complicated, so it can be hard to know what you can really afford.
The friendly and knowledgeable auto loan specialists at OCU are here to help. We can talk with you about the specifics of your situation, and walk you through the process and number crunching so you can make a decision you’re confident in.
*Annual Percentage Rate. Advertised rate is “as low as” and is determined by the credit-worthiness of each applicant. Rates subject to change without notice. Rates are for new OCU loans; current OCU loans are not eligible for rate refinancing. At 1.99% APR with a 24-month term, you will make 24 monthly payments of $42.54 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.